Share Rates
APR refers to the annual percentage rate or the dividend rate. APY refers to the annual percentage yield.
Savings/Share Rates (as of 8/18/2011)
| Rate Description | Term | Dividend Rates | APY* |
| Christmas Club | Balances $50.00 or greater | 0.25% | 0.24% |
| Regular | Balances $50.00 or greater | 0.25% | 0.24% |
Certificates (as of 8/18/2011)
| Rate Description | Term | Dividend Rates | APY* |
| Regular | 6 months | 0.55% | 0.55% |
| Regular | 12 months | 0.70% | 0.70% |
| Regular | 18 months | 1.00% | 1.00% |
| Regular | 24 months | 1.00% | 1.00% |
IRAs (as of 8/18/2011)
| Rate Description | Term | Dividend Rates | APY* |
| Certificate | 6 months | 0.55% | 0.55% |
| Certificate | 12 months | 0.70% | 0.70% |
| Certificate | 18 months | 1.00% | 1.00% |
Share Draft (as of 8/18/2011)
| Rate Description | Term | Dividend Rates | APY* |
| Checking | 0.00% | 0.00% |
*APY - Annual Percentage Rate
